R. Marshall Jones

R. Marshall Jones

JD, AEP®, CLU®,
ChFC®, CAP®, FLMI

Principal

rmj@joneslowry.com  |  561.712.9799

Marshall Jones graduated with honors from Harvard College and received his Juris Doctorate from the University of Akron Law School. He is a non-practicing member of the Florida Bar and holds the professional designations of Accredited Estate Planner (AEP®), Chartered Life Underwriter (CLU®), Chartered Financial Consultant (ChFC®), Chartered Advisor in Philanthropy (CAP®) and Fellow, Life Management Institute (FLMI).

Marshall has presented at numerous professional organizations, including national meetings of the Association for Advanced Life Underwriting (AALU), Million Dollar Round Table (MDRT), the Society of Financial Services Professionals (SFPS) and the New York University Summer Institute in Taxation. He is the author of the book, Making Decisions about Life Insurance.

Professional Credentials:
Harvard University, A.B., Cum Laude, 1973
University of Akron Law School, J.D., 1978
Accredited Estate Planner, NAEPC, 1995
Chartered Financial Consultant, Society of Financial Service Professionals, 1980
Chartered Life Underwriter, Society of Financial Service Professionals, 1978
Fellow, Life Management Institute, Administrative Management, 1976
Registered Representative of M Holdings Securities, Inc. a Registered Broker/Dealer, Member FINRA/SIPC.

Books and Articles Published (partial listing):
Intergenerational Split-Dollar Arrangements – 2019
Ethical Behavioral Finance: Six Guidelines for Great Client Relationships–2018
Split-Dollar Arrangements: Tax Efficient Leverage Techniques to Fund Grantor Trusts –2017
Ten for Ten: 10 Lessons Learned from Indexed Universal Life’s First 10 Years – 2016
FAQ’s Regarding 3rd Party Premium Financing: Is it Free Insurance? – 2015
Funding Grantor Trusts without Paying Gift Tax – 2013
Life Insurance Policy Holder Protection: Who’s Got Your Back – 2012
An Alternative to Your Charitable Bequest: ‘The $600 Billion Challenge’ and the Lifetime CLAT – 2011 Investment Diversification Strategy: The Uniqueness of ‘Guaranteed Life’ – 2010
Life Insurance: An Additional Asset Class in Difficult Times – 2009
Life Settlements: Essential Information to Know Before Selling Your Policy – 2008
Estate Planning Insurance: Lowest Cost, Strongest Guarantees or Best Performances? – 2007
Risks and Costs of Non-Recourse Premium Financing – July 2006 (co-author)
Guesses, Projections, Promises, and Guarantees – June 2005
21st Century Wealth – 2000 (co-author)
“Policies” for Valuation of Life Insurance – 2000
The Use of Life Insurance in Estate Planning: A Guide to Planning and Drafting – 1999
Determining the Best Exit Strategy from a Split-Dollar Plan – 1999
Life Insurance Policy Design & Administration Checklist for Split Dollar Plans – 1999
Sale of Life Insurance to Welfare Benefit Plans and VEBAs – 1998
Charitable Gifts of Old Life Insurance Policies – 1998
Estate Planning Strategies Using Qualified Plans – 1998
Making Decisions about Life Insurance – 1998
Wealth: Enhancement & Preservation – 1994

Speaking Engagements at National Meetings:
Florida Tax Institute – 2018: Life Insurance & Estate Planning: Tricks, Traps & Tools
M Financial Annual Meeting – 2015: Split Dollar Loans under Treas. Reg. 1.7872-15.
M Financial Annual Meeting – 2014: The Benefits of Price-Protected Policies.
New York University – Summer Institute in Taxation – 2013: Funding Grantor Trusts
ValMark School of Life (Orlando) – 2009: Trust Owned Life Insurance
Million Dollar Round Table (New Orleans) – 2005: Estate Planning in Uncertain Times
AALU (Washington, D.C.) – 2004: Family Offices Service Back Office
Society of Financial Service Professionals (Seattle) – 2003: Split Dollar Planning with the Final Regulations
Community Service:
Trustee, Palm Beach Atlantic University
Past President, Harvard Club of the Palm Beaches
Past Coach, Leukemia Society of America Marathon Team in Training Past Director, YMCA-North County Branch
Past Director, Association for Retarded Citizens
Past President, Rotary Club of West Palm Beach
Editor Palm Beach Daily News Estate Planning Supplement, 2005 – 2009 Member, Ohio Bar, 1978 – 1991
Member, Florida Bar, 1986 to Present (non-practicing)
Member, Palm Beach County Bar Association, 1986 – present
Member, Jewish Federation PLAN Committee
Member, Planned Giving Association of Palm Beach County
Member & Past Director, Palm Beach County Estate Planning Council Member & Past President, East Coast Estate Planning Council
Member, Top of the Table
Member, Association for Advanced Life Underwriting

Personal:
Marshall lives in Palm Beach Gardens, Florida. He and his late wife, Irene, were married for 37 wonderful years. He enjoys golf, running, bridge, and reading. Marshall finished 36th in the 1973 Boston Marathon and completed more than 20 sub-3-hour marathons during the next 25 years, including the 1987, 1988 and 1998 New York Marathons.