Who We Are

Founded in 1979, Jones Lowry is an independent life insurance planning firm that specializes in the analysis, design, implementation and management of large-block life insurance portfolios for ultra- affluent families, business owners, private investors, and corporate executives.

Who We Are

Founded in 1979, Jones Lowry is an independent life insurance planning firm that specializes in the analysis, design, implementation and management of large-block life insurance portfolios for ultra- affluent families, business owners, private investors, and corporate executives.

How We Are Different

In our experience, life insurance sold by other agents often underperforms because it is poorly designed, oversold, and underserviced. We believe you deserve better. Here’s what we offer:

VALUE-ADDED PLANNING FOR ULTRA HIGH NET WORTH CLIENTS
We lead with planning. Our clients define the terms of the engagement. Our clients’ advisors invite us to help them determine whether and how to use life insurance as part of their plan. We have independent insurance attorneys, actuaries, MBAs and CFPs available to assist in the planning process.

MULTI-GENERATIONAL PERSONALIZED SERVICE.
Jones Lowry is a business with a team dedicated to providing a lifetime of high quality service for our ultra high net worth clients and their advisors.

How We Are Different

In our experience, life insurance sold by other agents often underperforms because it is poorly designed, oversold, and underserviced. We believe you deserve better. Here’s what we offer:

VALUE-ADDED PLANNING FOR ULTRA HIGH NET WORTH CLIENTS
We lead with planning. Our clients define the terms of the engagement. Our clients’ advisors invite us to help them determine whether and how to use life insurance as part of their plan. We have independent insurance attorneys, actuaries, MBAs and CFPs available to assist in the planning process.

MULTI-GENERATIONAL PERSONALIZED SERVICE.
Jones Lowry is a business with a team dedicated to providing a lifetime of high quality service for our ultra high net worth clients and their advisors.

Jones Lowry is completely independent of all life insurance companies. We do not accept subsidies or contributions from any life insurance company to pay our operating expenses. This independence enables us to offer unbiased life insurance portfolio advice.

With the goal of helping clients and advisors make appropriate choices in a strategic versus product-driven context, we apply an objective, disciplined process in the analysis, selection, design, acquisition and management of life insurance both as an investment and as a tax-efficient means for transferring and preserving multi-generational wealth.

We use a highly disciplined auction process to optimize life insurance portfolio pricing. The auction process creates a competitive environment among the insurance companies and leverages Jones Lowry’s knowledge, experience, independence, relationships, and the volume and quality of our existing block of business. In addition, as a member firm of the M Financial Group buying consortium, Jones Lowry can provide clients with pricing protection for non-guaranteed elements of policy performance.

In most cases, a life insurance portfolio will be one of the family’s longest held assets. Given the life expectancy of the insured(s), the insurance portfolios administered by Jones Lowry are designed to remain in place for 30—60 years or more. Because Jones Lowry has anticipated servicing to be such an important and long-held asset, we have developed a multi-generational structure to complement our rigorous policy management procedures.

Today, Jones Lowry’s principals, directors and service staff range in age from their 30s to their 70s. The balance that has been achieved through this multi-generational structure provides the assurance of continuity of service for our clients’ life insurance portfolios.

Our People
Make Us Who We Are

At Jones Lowry, you’ll find passionate people from a variety of financial disciplines working together to deliver innovative solutions and consistent, high-quality service to the clients and advisors who entrust us with their life insurance portfolios.

Our Team

R. Marshall Jones

Principal

Burns M. Lowry

Principal

Adam D. Sendzischew

Senior Director

Sharon C. Lindsey, JD

Director

Colin D. Holloway

Director

Erica Palmisano

Chief Operating Officer

Cara J. Lamborn

Senior Case Designer

Kyle M. Jones

Senior Case Designer

Paula B. Teixeira

Underwriting Advocate

Dawn M. Verity

Client Service Manager

Connie Bruno

Underwriting Associate

Our Strategic Partner
M Financial

As a Member Firm and Owner of M Financial Group, one of the nation’s premier insurance buying consortiums, Jones Lowry has access to many of the highest-rated insurance companies in the marketplace, and exclusive access to insurance products that are specially designed for ultra-affluent clients.

Founded in 1978, M Financial Group serves ultra-affluent individuals and Fortune 1000 companies through an exclusive network of over 140 of the nation’s most successful and innovative independent financial services firms. Each Member Firm is independent, but works toward a common goal: to offer a comprehensive selection of best-of-class solutions designed to help clients meet their financial goals.

As a Member Firm, Jones Lowry is supported by M’s team of 200 professionals with specialized expertise in product development, case design, policy management, underwriting, reinsurance, and technology.

M Financial was founded on the principle that “off-the-shelf” products often do not meet the needs of the ultra-affluent and corporate markets. To pioneer innovative solutions for this exclusive market, M works closely with the nation’s leading insurance carriers and investment firms to create unique products designed specifically for wealth preservation, wealth transfer, and executive benefit programs. These products are available only to clients of M Member Firms.

In 2017, Member Firms had more than $133 billion of face value in force and managed client assets of over $37 billion. By leveraging the aggregate financial buying power of M Financial Member Firms, Jones Lowry is able to negotiate favorable arrangements on behalf of our clients. For additional information, visit www.mfin.com.

Founded in 1978, M Financial Group serves ultra-affluent individuals and Fortune 1000 companies through an exclusive network of over 140 of the nation’s most successful and innovative independent financial services firms. Each Member Firm is independent, but works toward a common goal: to offer a comprehensive selection of best-of-class solutions designed to help clients meet their financial goals.

As a Member Firm, Jones Lowry is supported by M’s team of 200 professionals with specialized expertise in product development, case design, policy management, underwriting, reinsurance, and technology.

M Financial was founded on the principle that “off-the-shelf” products often do not meet the needs of the ultra-affluent and corporate markets. To pioneer innovative solutions for this exclusive market, M works closely with the nation’s leading insurance carriers and investment firms to create unique products designed specifically for wealth preservation, wealth transfer, and executive benefit programs. These products are available only to clients of M Member Firms.

In 2017, Member Firms had more than $133 billion of face value in force and managed client assets of over $37 billion. By leveraging the aggregate financial buying power of M Financial Member Firms, Jones Lowry is able to negotiate favorable arrangements on behalf of our clients. For additional information, visit www.mfin.com.