Many professional advisors are aware of the strength and integrity of our affiliate model, M Financial Group. However, several key factors make our affiliation highly relevant to high net worth individuals and families.

Elite pool of insureds
The collective clientele of M Financial Group is both wealthier and healthier. Insurance companies price products based on risk. The lower the risk, the better the pricing. In addition, M Financial Group has the only credible three-decade database of statistics on affluent policy holders. When insurance companies feel safe in their predictions, pricing is positively affected.

Private intermediary agreements
It is a little known fact that insurance companies have the authority to manipulate the internal expenses of your clients’ policies post-purchase. This can directly increase clients’ costs. Insurance companies can even pass through losses from less profitable product lines into your clients’ policies. The result is that 99% of all insurance advisors literally cannot protect the promises they make when selling a policy.

M Financial Group has private intermediary agreements with major insurance companies to prevent them from manipulating the numbers post-acquisition.